Does full coverage automobile word customarily cover a vast tree bend denting your car?

My father only called from work to discuss it me a automobile has a outrageous hole in a newcomer side. Sure enough, there is a vast bend of tree in a expostulate way.

Before we call a word we wondering if we know this answer to this so we can know what to expect. we am with State Farm as well as have full coverage.
By a way, we lease as well as do not wish to weight my property owner with this problem.


19 Responses to “Does full coverage automobile word customarily cover a vast tree bend denting your car?”

  1. houseplant says:

    yes, it should cover it!

  2. Reeces says:

    yes i believe its called comprehensive

  3. Just Me says:

    If you have comprehensive,.depending on your deductible it should cover it.

  4. Lawnboy & Luna says:

    If you have comprehensive coverage, yes it is covered less your deductible.

    Edit – if the tree was unhealthy, and should have been cut back or down, your landlord could by considered liable, and you could potentially recover through his insurance company.

  5. dollfacedbaby1 says:

    Yes, your full coverage insurance will cover the damage. Under the comprehensive portion of your policy. However, there will probably be a huge deductible.

  6. ilpbab says:

    yes. full coverage is just that- full coverage.
    it covers just about anything that could happen to your car.

    of course i’d read the fine print.

  7. Surge says:

    Just tell them a car must of crashed it while you were shopping at it was parked at the store parking lot. If they don’t cover that but they should.

  8. Sugar says:

    Some times in the case of a storm. But since Katrina …State Farm has been hard to deal with. I think that should.

  9. Insuranceman says:

    If you have comprehensive (Other Than Collision) coverage, it will pay – subject to the deductible on YOUR policy.

    Don’t look for any assistance from the tree’s owner.

  10. momma bear says:

    Yes, your comprehensive coverage will cover that after you pay your deductible.

  11. garden8gel says:

    Your comprehensive insurance should cover damage such as this. You will have your deductible taken out of what the payment will be.

    If this is a tree from property you are renting the landlord should have insurance for homeowners to cover it.

    You should also ask insurance company for renters insurance!
    That will cover items in your apartment and is a very low price. It will also lower your insurance premium for having multiple insurance.

  12. UwishUknewMyName says:

    Yes this would be covered under your comprehensive coverage. They will inspect your car and write up an estimate. You will be obligated to pay your deductible.

    Hope this helps!

  13. rouge says:

    idk srry

  14. Miss Kitty says:

    Yes, but you will have to cover the deductible (usually $500 or $1000 dollars) So if it will cost less than that to repair the dent, You’re better off just getting it repaired and NOT filing a claim that will stay on your record and increase your premium.

  15. EyeSpy says:

    If you have comprehensive coverage, then you will have coverage for this accident. It is subject to whatever deductible you have on the coverage, however. Can I make a suggestion?…

    Don’t turn in the claim if you think the damage will fall under your deductible. These days, even when you call you insurance company to make a claim and it ends up that they don’t pay you because your deductible is bigger than the damage… the $0 claim can affect your premium… especially if you try to move your coverage to a cheaper company. Most people think that since it is not their fault and nothing was paid, that a claim can’t affect you in any way. I am telling you it can and I see it every day. Take your car to get an estimate and if it is lower than your deductible, don’t even call the insurance company.

  16. mrs.habibi says:

    JUST AS LONG AS IT WASN’T YOUR FAULT THEY SHOULD COVER IT. IF THE DENT IS TOO SMALL THEY MIGHT SAY YOU’LL HAVEE TO LIVE WITH IT.

  17. shadowcat629 says:

    they should. it should fall under the comprehensive claim portion.

  18. jeepster says:

    Some companies due some don’t if they don’t your homeowners should cover it and if you don’t own your home the owner of the property is responsible.GOOD LUCK

  19. ltdan84 says:

    Yes it is covered under your comprehensive coverage, but you will have to pay a deductable.

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