My cousin can’t means a automobile payments as well as wants to supplement my name to a automobile loan. Can which be finished but refinancing? Will it start her credit in anyway? Thanks in allege for any as well as all help.
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dont u will end up hateing your cousin or they you…DON’T
You will need to write a new loan. I dont recommend doing it, unless you can use the extra car, plus can afford the payment(including insurance). Itll affect YOUR credit more than hers. If she cant afford the payments now, she wont afford them any better, once you are responsible for them.
It means that you will be responsible for the loan on the car. If she can’t make a payment then it will be your credit that gets trashed. If the loan gets turned over to a collections co. they will come knocking on your door.
Not a good idea to sign on the loan. If you want to help her, then just give her some money as a gift, or give it to her as a loan, but do get a signed IOU and witnessed. Sometimes the people that borrow money have a short memory when it is time to pay it back.