I need a longer time duration to compensate my automobile loan off. How prolonged can we presumably take a automobile loan out for?
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Most banks will loan for up to 6 years. BUT the time really depends on your credit rating. If someone has poor credit rating, the bank wants as short a time as possible cause the longer the time frame the more chances for you to default.
Also the longer the term, the higher the interest rates. For example I am paying 5% on a 2 year vehicle loan, a 60 month loan was going to be 11%. Higher the interest and the longer you pay it the more money you pay in interest.